Nursery fees, childcare savings, and the workplace nursery benefit.

Workplace nursery savings in Scotland: why the numbers are different (and often bigger)

Income tax is devolved in Scotland but National Insurance isn't — so workplace nursery savings differ. The £43,663 cliff edge, a Glasgow vs Manchester worked example, and band-by-band figures for 2026/27.

2 June 2026

Tax-Free Childcare vs the workplace nursery benefit: an honest comparison (2026/27)

A neutral, numbers-led comparison of Tax-Free Childcare and the Section 318 workplace nursery benefit for 2026/27 — the £2,000 cap, the per-band maths, and the combine question answered with the source.

2 June 2026

Salary Sacrifice on Nursery Fees: How the Workplace Nursery Route Works (2026/27)

How salary sacrifice on nursery fees works under Section 318, what you could save by tax band in 2026/27, and the honest catch most pages skip: you can't stack it with Tax-Free Childcare.

2 June 2026

Salary sacrifice nursery explained: savings, eligibility, and HMRC rules

A salary sacrifice nursery arrangement lets you pay nursery fees from pre-tax salary under the Section 318 workplace nursery exemption. How it works, who qualifies, what you can save, and how it compares with Tax-Free Childcare.

18 March 2026

What happens when my child starts school?

Your Halo Pay arrangement ends, your salary goes back to normal, and there are no penalties. Here's exactly what to expect.

20 February 2026

The nursery benefit for employees in the UK: how it works, who qualifies, and the savings on offer

The workplace nursery benefit lets employees pay for registered childcare from pre-tax salary under Section 318 ITEPA 2003. How it works, who qualifies, and savings of roughly 30–47% with no cap.

18 February 2026

Can I use any nursery with Halo?

Yes. Any registered nursery can receive payments through Halo. Your nursery doesn't need to sign up first — we handle everything.

12 February 2026

Tax-Free Childcare vs Halo Pay — what's the difference?

An honest comparison. Tax-Free Childcare gives you 20% capped at £2,000/year. Halo saves you 28–42% with no cap. Here's when each one wins.

28 January 2026

How much can I actually save with Halo Pay?

Real savings at four salary levels — £28k, £40k, £60k, £80k — with actual nursery fee amounts. See exactly what you'd keep.

10 January 2026

What is Halo Pay — and why should I care?

Halo Pay explained in plain English. See exactly how much a parent earning £35,000 saves on nursery fees — with real payslip numbers.

3 December 2025

For Employers

Is the workplace nursery benefit HMRC-compliant? What a genuinely compliant arrangement looks like

HMRC does not certify workplace nursery schemes — it tests arrangements against the Section 318 conditions. A plain-English guide to the four conditions, the partnership requirement, and how marketed schemes fail.

2 June 2026

How to choose and implement the right employee benefits platform for your business

How to pick a UK employee benefits platform that fits your workforce, connects to payroll, and prices transparently — and where Halo Pay fits for the workplace nursery benefit.

13 May 2026

Employer nursery compliance: HMRC rules and mistakes to avoid

A qualifying workplace nursery benefit is exempt from Income Tax and National Insurance under Section 318 ITEPA 2003. The HMRC conditions, the risks, and the mistakes that break the exemption.

6 May 2026

Employee benefits platforms in the UK: costs, ROI, and implementation guide

What a UK employee benefits platform costs, how to measure ROI, and how to implement one. Plus where a specialist platform like Halo Pay fits for the workplace nursery benefit.

29 April 2026

Salary sacrifice nursery: the employer's setup and compliance guide

How an employer sets up a salary sacrifice nursery arrangement under the Section 318 workplace nursery exemption: qualifying conditions, payroll, National Minimum Wage checks, and why most use a platform.

22 April 2026

Workplace nursery benefit for employers: setup, models, and the cost case

A workplace nursery benefit is exempt from Income Tax and National Insurance under Section 318 ITEPA 2003, with no cap on value. How to choose a model, set it up, and make the cost case.

8 April 2026

A complete guide to employee benefits platforms: selection, pricing, and ROI

What an employee benefits platform is, what it costs, and how to measure its return. Plus where a specialist tool like Halo Pay fits for the UK workplace nursery benefit.

25 March 2026

Employee benefits administration: definition, process, and core tools

Employee benefits administration is the end-to-end management of an employer's benefit programmes. The process, the tools that support it, and where a specialist platform fits.

4 March 2026